Thank you

for downloading my zero based budget template! It should be in your inbox :)

BUT WAIT....don't leave just yet!

(I have a one time special offer you don't want to miss)

Get Overbudget to Overjoyed for over 75% off

Are you struggling to get out of debt or save money?

Do you feel like you’re constantly drowning?

Then this course is for you!

What is Overbudget to Overjoyed?

It’s an online course that will help you reach your financial goals.

Inside are simple, time-saving ways to track your spending, create a customized budget, get out of debt, build wealth, and make better financial decisions! Once you complete the course you will be able to accomplish everything you need to get ahead financially.

What’s included?

Overbudget to Overjoyed Includes:

  • Over 20 step-by-step video tutorials

  • 38 individual lectures

  • PDF Course Workbook

  • Updated budgeting excel workbook

  • Tech, video, and excel training

This offer is only for the next 15 minutes!

Take Action Now!


How to effectively build a budget and manage your money for your household.

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I promise You are in the right place!

Join the others who have started their journey to financial freedom.


“2 years ago I was in a tight spot money wise. Barely making it with my 2 boys. Today I'm debt free and buying a house on my own thanks to your tips. Thank you so much.”

- Suzanne B.

“My favorite thing about the course is the bite size lessons. It was so easy to fit into my busy schedule. The resources provided are very helpful for my families finances especially the budget template. Because of the course I am on target to pay off my student loan by the end of 2018. I love the course and would definitely recommend it!”

-Dami O.

“This course was great!!! With your help, if I stick to my plan, I will be debt free by October 2018!!! I am so…overjoyed! I’m not going to celebrate just yet as I have a lot of work ahead of me. I will be more than happy to refer my friends and family to your course.”

-Sierra J.

Instructor Bio

Instructor Bio

Hi! I'm Jia, founder of and the Youtube Channel Marriage & Motherhood.

With over 10 years experience in the Accounting/Finance industry, I thrive on teaching anything regarding budgeting and personal finance. My husband and I have been consumer debt free for 2 years now and we learned so much while paying our way out of $60K of debt.  I want to share the same systems with you, so you can experience the same financial joy we have. I would be honored to take this journey with you.

Course Work:


What you'll learn:

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Build a better budget

  • Step-by-step guide to create the perfect budget.

  • Budget by paycheck, month, and year.

  • Address budget burnout.


Successful Sinking Funds

  • Which sinking funds every family need.

  • How to categorize and set them up.

  • Sinking fund tracking.



  • Break even analysis.

  • Analyze cash inflow and outflow.

  • Learn when and how to cut back on certain expenses.


Debt Direction

  • Create an effective plan for your debt.

  • Categorize your debt.

  • Collect Debt information.



  • Quick and easy reconciliation method.

  • Key method to ensure budget success.


Family Finances Future

  • Learn how to get your spouse on board.

  • How to communicate with family and friends.

  • Save for the future/Become a money hoarder.

This deal is only available for the next 15 minutes!